Smaller Cars Involved In More Crashes, Reports Show

October 3, 2012 by  
Filed under Car Safety

According to a series of media outlets, a list with the vehicles most often linked to insurance claims has been issued by the Insurance Institute for Highway Safety.

The list has been compiled with the help of data regarding claims information, which can help drivers to learn more about the models and what cars are the safest. The IIHS reported that recently, the cars mostly involved with personal injury protection claims were manufactured between 2009 and 2011. The list ranks the vehicles by placing the models on different ‘dangerous’ levels by taking into consideration the number of insurance claims these vehicles have been involved with.

Smaller cars are by far the vehicles that have been mostly involved in accidents recently, according to the agency. Since smaller vehicles are more susceptible to becoming damaged as a result of a crash, this outcome was expected. However, the driver’s income, the roads he or she travels and the rate of car usage can also interfere with the ranking.

Smaller vehicles, according to experts, are usually driven in urban areas and more frequently than larger vehicles, often because they are more practical. Drivers who operate larger vehicles usually own other cars and tend to use his or her larger vehicles less often.

By increasing the use of a car, a driver also increases the odds of an accident occurring as opposed to vehicles that are driven only once or twice a week.

According to the list reported by the Insurance Institute for Highway Safety, the Chevrolet Aveo wagon and the Chevrolet Aveo sedan were involved in several accidents, however, the sedan model was involved in more accidents than the wagon. Both models received several ‘acceptable’ crash test results, which demonstrates that these models of vehicle are not exactly the safest out there.

Another small car associated to several personal-injury claims is the Suzuki SX4 model, which has been ranked poor and marginal in several IIHS crash tests. The Mitsubishi Galant, a midsize sedan that is affordable and usually picked as a day-to-day commuting vehicle has also been involved in several accidents. According to experts, the fact that this vehicle is used by many as a commuting car puts it at an even greater risk.

The car most often associated with accidents, however, is the Toyota Yaris, the status report shows. According to the IIHS, the Toyota Yaris has the highest claim frequency of any model in the report because at 28.5 claims files per 1,000 insured vehicle years, this model receives many more PIP claims than other models, especially amongst the 2009 through 2011 models.

In this car’s overall safety tests, it received a ‘marginal’ rating from the Insurance Institute For highway Safety.

For the entire list, click here for the entire report.

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